Director General:
Directorate Functions: Financial institution supervision, prudential regulation, financial stability
Director:
Division of On-Site Examination
Key Functions:
- Bank inspections
- On-site audits
- Examination reports
- Follow-up visits
Division of Off-Site Surveillance
Key Functions:
- Remote monitoring
- Financial analysis
- Early warning systems
- Prudential reporting review
Division of Risk-Based Supervision
Key Functions:
- CAMELS rating
- Risk assessment
- Supervisory planning
- Risk profiling
Division of Capital & Liquidity
Key Functions:
- Capital adequacy monitoring
- Basel compliance
- Liquidity ratio monitoring
- Stress testing
Division of Asset Quality & Credit Risk
Key Functions:
- Loan portfolio review
- NPL monitoring
- Credit risk assessment
- Provisioning adequacy
Director:
Division of Microfinance Supervision
Key Functions:
- MFI licensing
- MFI inspection
- Microfinance regulation
- MFI performance monitoring
Division of Insurance & Pension Supervision
Key Functions:
- Insurance company oversight
- Pension fund supervision
- Solvency monitoring
- Insurance regulation
Division of Money Transfer & Forex Bureaus
Key Functions:
- Money transfer operator licensing
- Forex bureau supervision
- Remittance oversight
- Compliance monitoring
Division of Fintech & Digital Financial Services
Key Functions:
- Fintech regulation
- Digital lender oversight
- Innovation sandbox
- Mobile money supervision
Division of Consumer Protection
Key Functions:
- Customer complaint handling
- Consumer rights enforcement
- Financial literacy
- Fair practice monitoring
Director:
Division of Prudential Regulation
Key Functions:
- Prudential guidelines development
- Capital requirements
- Liquidity standards
- Risk management guidelines
Division of Licensing & Authorization
Key Functions:
- Bank licensing
- NBFI authorization
- Fit and proper assessments
- License renewal
Division of Corporate Governance & Compliance
Key Functions:
- Governance standards
- Board effectiveness
- Management oversight
- Compliance frameworks
Division of AML/CFT Regulation
Key Functions:
- AML/CFT regulations
- FATF compliance
- Suspicious transaction rules
- Sanctions compliance
Division of Regulatory Policy & Legal
Key Functions:
- Banking law amendments
- Regulatory impact assessment
- Legal interpretation
- International standards adoption